Looking for Florida RV Insurance? Great Overland Insurance offers multiple ways to insure your Motorhome in Florida.
There are hundreds of RV campgrounds and parks, that come with year round forecasts that are calling for warm temperatures and sunny skies, and this has caused Florida to become the RV enthusiasts paradise. When it comes to the popularity of owning an RV, it has increased, but so does the number of accidents that will happen and there is just one thing that can protect you and that is RV insurance. Before you begin searching for RV Insurance Quotes, there are a few things that you need to consider.
Facts and Figures
These are some figures and facts that, according to market research and census data:
Even though there is an RV for every budget and taste, even the most modest motorhomes aren’t exactly cheap. The prices for new RV’s will range between $5000 to $22,000 for a folding camping trailer; $6,000 to $60,000 for a truck camper; $9000 to $100,000 for a conventional travel trailer; $45,000 to $250,000 for a Type C motorhome; and between $60,000 to $500,000+ for the Type A motorhomes.
Even though a well-built Type A motorhome is great for straight roads, there are some that find the longer motorhomes to be harder to back-up and turn in close spaces. The width of the driving compartment will give a lot of RV drivers an issue when it comes to judging the right side clearance, which can cause an accident. Type A Motorhomes have a lot more structural issues than other RV’s, and the cockpit doesn’t really give much protection to the passenger or the driver in a collision.
Just one accident can cost thousands in repairs. Since people use their RV’s in a lot of different ways than just driving to their favorite vacation spot, motorhome insurance is vital to protect you, the owner, from all kinds of situations that could cost you a lot of money.
If you happen to drive your RV, instead of towing it behind your truck, Florida state laws states that you have to have insurance on it. The minimum liability insurance requirements are below:
It is vital that you remember that Florida happens to have some of the lowest minimum liability standards out of the US. You could find it necessary to carry additional coverage over the requirements, especially when you consider just how expensive an RV accident can be for all parties involved.
Chances are that if you are able to register you RV, camper, or Motorhome with Florida’s DMV, then insurance companies will have a policy that will fit your needs. You should certainly be able to find an insurance policy for any of the types of RV’s that are listed below:
It is vital that you speak with an insurance agent that is qualified to help you determine what the best insurance coverage options will be for your RV.
Most Florida insurance providers will be able to supply you with several options that you can choose from as you begin to build your RV insurance policy, be sure to include the following:
It can be hard to estimate the average amount of RV insurance quotes because RV’s will come in a variety of uses, sizes, and prices. Most Florida insurance companies will take several different factors into consideration when they begin to calculate your quote which will include the following:
It is a good idea to just shop around and then compare different quotes from a variety of insurance providers to be sure that you are purchasing a policy that has the lowest cost.
Finding the right RV insurance can mean a huge difference between cancelling the family vacation and recovering from an accident. Independent, knowledgeable insurance agents at Overland Insurance will be available to answer your questions, suggest coverage options that would be best for your RV and even help you to file a claim.
Contact an agent with Overland Insurance toll-free today at 1-800-677-4027 to find out how you will be able to get the best RV insurance policy that will meet your budget and needs.
© Copyright 2016 - 2017 Overland Insurance Services. Phoenix Website Design, Hosting, Maintenance & SEO by WebTechs.Net. All rights reserved.