Cost Of RV Insurance In Texas

Total loss replacement will provide you with a comparable Recreational Vehicle if your motorhome is totaled within 4 years. After 5 or more model years, the insurance settlement will be higher than the cash value at time of loss or original purchased price. After 7 or more model years, the insurance settlement is based the RV’s cash value. (Availability of your RV coverage varies by vehicle state and value).

This will pay to replace your personal items in a covered loss. A Personal Effects Replacement Cost coverage of 1-5k will be included at no extra cost if you have comprehensive and collision coverage (it depends on the state where the RV’s rated). You can receive additional coverage limits up to 100k at an additional cost.)

Vacation liability will pay for bodily injury or property damage losses that occur at a vacation site that is rented or owned by you. Vacationer liability coverage of $10,000 is included with comprehensive and collision coverage.

Emergency expense coverage pays for hotels and transportation due to a loss that is covered. An emergency expense coverage up to 1k is includes with collision and comprehensive coverage.

Does your RV have a small windshield crack? Recreational Vehicle windshield repair is free with this coverage. Is your RV windshield cracked beyond a simple repair? You pay only $50 to replace your RV windshield with this coverage.

Medical Payment coverage will pay for your medical treatment, regardless of who is at fault in the accident.