If you are deciding to take your life on the road, follow our checklist before jumping into full-time RV living.
6 Tips For Full Time RV Living
Whether you are hitting the road solo, with a partner, or pets, use these six tips before entering this exciting new phase of your life on the road:
- Choose Your Domicile State
- Get Full-Time RV Insurance
- Plan And Budget
- Downsize
- Working Remotely
- Expect The Unexpected
1. Choose Your Domicile State
Just because you are hitting the road full-time, it doesn’t mean all your responsibilities are permanently in the past. Choosing your domicile state will involve legal paperwork regarding your tax filings and vehicle registration. In order to establish domicile within a state, you must have a permanent address in that state, with any mail being forwarded to that address. Some full-timers decide on renting a long-term campsite at an RV park.
2. Get Full-Time RV Insurance
The cost of full-time RV insurance depends upon a number of factors. First, the resale value of the RV accounts for a significant amount of the RVs insurance costs. A new, more expensive RV will typically cost more to insure than a used RV.
The likely hood of theft, break-ins and criminal damage plays a part in RV insurance cost estimates as well. While RVs usually aren’t as likely to be stolen as your average automobile, they can be an excellent target for burglars and delinquents.
The risk of an accident can drastically affects the cost of RV insurance. Because most RV driving happens on high-speed highways and rural roads, RVs that are driven frequently run the risk of being in a serious accident. Also, repair costs for a RV are a lot more than the costs of repair work performed on a typical automobile. Get an insurance quote from Overland Insurance Agency right here!
3. Plan And Budget
This isn’t much of a groundbreaking thought, but many people head off in their RV with little direction or financial resources. Avoid these mistakes by planning meticulously. Before hitting the road, you should have a clear idea of where you are headed and where you’ll be stopping along the way. Map out stops at some RV parks months in advance to avoid any complications. Also, letting friends and family know of your plans in advance is always recommended.
4. Downsize
Compared to a full-size home, an RV is tiny. That means consolidating is necessary. An RV will likely offer you just enough room for your most valued items, yet zero room for anything extra. Unnecessary items will have to go at this point. Ridding yourself of extra items months in advance is the best way to de-clutter your home.
5. Working Remotely
If you wish to live in an RV full-time, yet continue to work, finding a job that is not location dependent is crucial. Luckily, more and more jobs are becoming remote these days. Look for jobs that can easily be done from anywhere. You can also consider the idea of starting your own money making venture, such as a blog or selling products online.
6. Expect The Unexpected
Going mobile 24/7/365 will result in a few hiccups along the way. Be prepared for any unexpected situations ahead of time. Whether it is inclement weather, a flat tire, unexpected repair or lack of wifi, always be ready for the challenges of life on the road.
Here are a few suggestions to make sure you are prepared for surprises:
- Carry a spare tire or two.
- Have an emergency fund/plan for emergencies.
- Set up an RV repair fund.
Additional Tips
- Take RV training courses. Know how to change tires and perform oil changes, if needed.
- Research destination areas thoroughly.
- Stay in constant communication with loved ones while on the road.
- Have flexible travel plans at all times.
- Rent a storage space for valuable items that you can’t bring on the road.
- Make your pet comfortable if they are traveling with you.
- Pack and plan for inclement weather.
Free Full Time RV Insurance Quotes
Give Overland Insurance Agency a call today at (480) 994-9584 to find out why we are one of the best RV insurance agencies in the industry! Get an RV Insurance Quote today!
